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06/27/2009

Comments

Lucy

[this is good] I hear you.  Meds and doctor visits are terribly expensive.  We are barely covered. 

Lucy

beaner

The only good news is the pharmacies all have their own prescription plans now for a very small fee, so I won't be paying hundreds out of pocket for my meds.  And I'm working.  I can't imagine being laid off, losing the insurance with no means to pay COBRA(which itself can be wicked expensive), I feel for everyone in that situation, especially with little kids.
It's just gotten out of control, and there's no easy fix.  Nursing-wise I'm hard pressed to see where things like doing away paper charts will be time and cost effective; logging everything in is a pain that takes too much time.  And if the server crashes, you're stuck.

mommalibrarian

My youngest daughter just aged out of my family coverage this year.  She has a pre-existing condition and even though she works 50 - 60 hours a week, her salary will not stretch to not match the possible premiums.  I assume she will join her older sister and the ranks of the uninsured.  They are young but the world is an uncertain place and health is not guaranteed at any age.

beaner

Oh, I know.   Two of my kids are no longer covered; one of them is chronically depressed and has been on Zoloft for years, he really needs the followups.  The other has a wonky rotor cuff that really could use surgery, but he's already using what he makes to pay his student loans.  I don't think that whole pre-existing condition clause should be in play if the condition is well controlled; sure you're a risk, but less of one than someone who for instance has diabetes and doesn't watch their diet or blood sugar level, and ends up in the ER in a coma.

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